The Edwin Mortgage Team at Edge Home Finance is your premier mortgage team located in Oxford, Alabama. We pride ourselves on offering competitive mortgage rates nationwide and making the loan process simple, straightforward, and fast for borrowers across Alabama - and beyond.
Licensed in Alabama, Georgia, Florida, and Texas, our team serves clients in both major cities and small towns alike, from Birmingham, Huntsville, Montgomery, Mobile, Auburn, and Dallas–Fort Worth to Oxford, Dothan, Atlanta, Jacksonville, Tampa, and many more. Whether you're purchasing your first home, refinancing, or building your dream property, we’re here to guide you every step of the way.
Our Mortgage Solutions Include:
- First-time homebuyer loans with low or no down payment
- Conventional, FHA, VA, USDA, and Jumbo mortgage options
- Rate-and-term and cash-out refinancing
- Construction loans, HELOCs, and condo/condotel financing
- Self-employed, 1099, and bank statement loan programs
- Investor financing: DSCR, Fix & Flip, Fix & Hold, short-term rental
- ITIN, Stated Income, and Foreign National mortgage programs
No matter your goal—whether it’s buying a home in Oxford, refinancing in Birmingham, investing in Atlanta, or relocating to Houston—we bring the power of a national network and personalized service to every transaction.
Why Clients Choose the Edwin Mortgage Team:
- Licensed in multiple states for easy relocation or investment financing
- Wholesale rates and flexible underwriting tailored to your needs
- Same-day pre-approvals and closings in as little as 15–21 days
- One-on-one communication—no call centers, ever
- Educational resources and special savings for hometown heroes
We’re committed to helping you make confident financial decisions and achieve homeownership without the stress. Call or text us at (256) 371‑6811 or apply online today. With Edwin Mortgage Team, the mortgage process is always fast, simple, and stress-free.
QUICK QUOTE
HOMEBUYERS
Whether you are a first time home buyer or purchasing your dream home, The Edwin Mortgage Team at Edge Home Finance Team will help you find the right financing solutions to meet your needs.
LET'S CONNECT
Give us a call or simply fill out any of the forms on our website and one of our experienced mortgage lenders will be in touch right away!
TODAY'S RATES
Mortgage Rates can change on a daily basis. Due to these fluctuations timing is everything. Our team specializes in understanding market trends. We help homeowners determine the right time to purchase or to refinance.
LET'S CONNECT
Give us a call or simply fill out any of the forms on our website and one of our experienced mortgage lenders will be in touch right away!
REFINANCE
We can help you lower your interest rate, lower your monthly payment, or take cash out. The Edwin Mortgage Team at Edge Home Finance team is here to help you with all of your mortgage refinancing needs.
LET'S CONNECT
Give us a call or simply fill out any of the forms on our website and one of our experienced mortgage lenders will be in touch right away!
What are you waiting for? Getting started is easy. We offer very competitive rates, have great service, and always close on time.
We Offer Several Different Loan Programs To Meet Your Needs.
A smart buyer is an informed buyer.
Take the time to learn more about the types of loans we provide by selecting one of the links on the right.
The Edwin Mortgage Team at Edge Home Finance
Start your home loan process here!
The Edwin Mortgage Team at Edge Home Finance is committed to providing clients with the highest quality financial services combined with competitive rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of loan officers here can help you find the right loan program at a competitive rate no matter what your needs are.
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