What’s a Mortgage and How Does It Work?
Your guide to understanding home loans. If you’ve ever Googled “best mortgage lenders in Alabama,” “mortgage broker near me,” “how to get a mortgage loan,” or “first-time homebuyer mortgage,” you’re not alone. But before you dive into rate comparisons and pre-approval forms, it’s essential to understand what a mortgage actually is—and how it works. At…
Read MoreCan I Even Buy a House?
At Edwin Mortgage Team at Edge Home Finance, we hear this question every day—“Can I even buy a home?” If you’re living in Anniston, Oxford, Pell City, Gadsden, Wedowee, Auburn, Opelika, or Huntsville and you’ve been wondering if homeownership is within reach, the answer might surprise you. You don’t need perfect credit, a massive paycheck,…
Read MoreFirst-Time Homebuyer Checklist: Your Step-by-Step Guide to Homeownership
Ready to buy your first home in Alabama? Congratulations! Purchasing a home is one of the biggest financial decisions you’ll ever make, and having a clear plan can make the journey smoother and less stressful. At Edwin Mortgage Team at Edge Home Finance, we specialize in guiding first-time homebuyers across Alabama through every step of…
Read MoreUnderstanding Cash to Close: A Homebuyer’s Guide
If you’re on the path to purchasing a home, one of the last big steps is receiving your Closing Disclosure (CD) from your lender. This document, sent at least three business days before your scheduled closing, outlines the final numbers for your home purchase. One key figure you’ll see is Cash to Close—but what exactly…
Read MoreBuying a home in Alabama
Looking to Buy a Home in Alabama? You NEED to Watch This! Mortgage Myths BUSTED! Think buying a home is out of reach? Think again. In this eye-opening video series, we’re breaking down the biggest myths about homeownership in Alabama—and showing you how to get the keys to your dream home faster (and easier) than…
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